Senior Specialist, Personal Lending division

Ameriabank CJSC

- Review retail loan applications, provide professional conclusions - Submit loan conclusions to the head of unit / Small and Large Credit Committees / Management Board for approval - Provide professional consultation - Underwriting of retail loans - Approving of loans within the personal limit - To be involved in different kinds of Innovation Projects in bank as a Subject Matter Expert - Participate in loan analysis and monitoring - Prepare and submit to authorized bodies conclusions on restructuring loans or reviewing their terms - Provide extended consultation to potential borrowers on all types of retail lending products offered by Retail Banking Department to individuals - Review and check the documents and information provided by clients, assess creditworthiness and borrowing capacity of applicants - Prepare and provide conclusions on the financial standing of clients, submit the credit file to the Credit Committee for approval - Where required make inquiries on clients' credit history to credit bureaus and other agencies - Handle the document flow and credit files of the unit - Collect documents related to loan disbursement and required during loan service and carry out other necessary functions - Substitute the senior specialist and the specialist and perform their duties when the latter are absent - Perform other tasks as assigned by the head of the unit or chief specialist

- University degree in finance, business administration, economics or other related field - At least 2 years of work experience in banking - Knowledge of banking legislation and prudential standards - Strong critical thinking - Team player skills - Profound knowledge of MS Office, proficiency in AS-Bank Operational Day - Excellent command of Armenian, Russian and English

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