Loan officer, Kajaran branch network

Ameriabank CJSC

- Provide detailed consultation on different kinds of loans to potential borrowers - Review the documents and/or information filed by the client, assess clients’ creditworthiness and borrowing capacity - Make inquiries on the client’s credit history to the relevant credit bureau - Prepare and submit opinion on loan disbursement - Compile and maintain the clients’ credit files in electronic and hard forms (including in the operational system and CRM database of the bank) - Draft loan, security and warranty agreements and follow up on their execution - Ensure document flow in the loan disbursement and service processes - Process the agreements in the bank operational system and give electronic instructions in connection with the loan disbursement to the relevant units - Administer and monitor disbursed loans - Follow up on timely repayment of loans and notify relevant services in case of default - Provide professional opinion - Submit performance reports to the line manager

- University degree in finance, accounting or economy (ACCA or MBA will be a plus) - At least 2 years of work experience as a loan specialist - Proficiency in Microsoft Office; knowledge of AS Bank 4.0 and will be a plus - Fluency in Armenian, Russian and English - Knowledge of banking and civil legislation, banking and accounting - Excellent communication skills and courteous manners - Attention to detail - Team playing skills - Decision making skills and ability to handle stressful situations

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